AI agents are becoming autonomous economic actors. Insurance products for AI agent liability are inevitable. But state insurance commissioners cannot approve products without actuarial foundations, and no actuarial model can price AI agent risk without standardized provenance data. EXIT Protocol provides the missing infrastructure.
Without a national standard, each state will develop its own requirements for AI agent insurance data. This creates the same patchwork problem NAIC was designed to prevent. Early adoption of EXIT-compatible provenance requirements enables uniform model law before fragmentation begins.
NAIC can recommend EXIT-compatible provenance requirements for AI agent insurance products. This gives insurers the data they need, gives commissioners a uniform standard to evaluate products against, and prevents a 50-state patchwork of incompatible requirements.